There is another way to secure your future, which is particularly important at the moment, and it is the supplementary pension scheme. Lately you may have heard about it more and more often, especially if you have recently entered the world of work. Despite the situation INPS has found itself in in recent years, you can still ensure yourself an annuity for the time you have to retire , by taking out a supplementary pension policy.
It is a question of setting aside a monthly amount , with different mechanisms in relation to the type of policy, which will form the capital that will be paid to you upon retirement, either in the form of an annuity, or in the form of capital, or both car insurance singapore
In addition to this type of advantage, within the policy mechanism you can take advantage of other formulas: you could decide to use a part of the amount set aside for unexpected events (purchase of a house, work to be carried out in your own house or other eventualities for which you need cash that you don’t have) or you may need an annuity if you lose your job for a period.
Do you like all this?
If all of this has already piqued your interest, I’ll add something else: this type of insurance/social security policy also provides tax breaks on premiums paid annually. Yes exactly! You will be able to deduct from your tax return that annual premium you paid during the year to keep your policy alive.
All the advantages of insurance policies for professionals
If you are a professional ( lawyer , architect , engineer , doctor , etc.) it is important that the cost burden, due, for example, to compensation for damage caused in the exercise of your profession, does not fall directly and entirely within your budget .
It is for this purpose that professional civil liability insurance for self -employed workers (the professional civil liability) was born. And if the stipulation of one of these insurances also allowed for a reduction in the annual tax burden , wouldn’t I have given you some good news?
Well yes…. I can also tell you this: this insurance also allows you to lighten the tax base , through the mechanism of deductibility of the premium .
Benefits of insurance policies for companies
Obviously in the insurance field there is also room for businesses .
What would happen if a theft , a fire , or any other event such as to cause damage that compromises the possibility of maintaining the turnover unchanged for a period should occur in your company ?
Even for these eventualities, you can take advantage of taking out an insurance policy.